Legal

Terms of Service

Last updated: 18 April 2026

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Important Disclaimer

Participation in the Mizark Global Partner Programme is an equity investment. Your capital is at risk. Returns are not guaranteed. Only invest funds you can afford to commit for the full partnership term. These Terms of Service govern your use of the Platform and do not constitute financial advice.

1. Definitions

In these Terms:

  • "Agreement" means the Musharakah Partnership Agreement you sign as part of the investment process.
  • "Company", "Mizark", "we", "us", or "our" refers to Mizark Global Limited, a company registered in Nigeria.
  • "Partner" or "you" refers to an approved individual who has signed a Musharakah Agreement and made an investment.
  • "Platform" refers to the web application accessible at growbymizark.site, including the public website, application portal, and partner dashboard.
  • "Programme" refers to the Mizark Global Partner Programme — a private equity partnership opportunity structured as a Musharakah.
  • "Services" refers to all features and functionality provided through the Platform.

2. Acceptance of Terms

By accessing the Platform, submitting an application, or using any Services, you confirm that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, you must not use the Platform or Services.

These Terms apply to all visitors, applicants, and Partners. Your ongoing use of the Platform constitutes continued acceptance of any updates to these Terms.

3. Eligibility

To participate in the Programme, you must:

  • Be at least 18 years of age.
  • Be legally able to enter into binding contracts under Nigerian law.
  • Have a valid Nigerian bank account for receiving distributions.
  • Not be prohibited from investing under any applicable law or regulation.
  • Have received and accepted an invitation to apply, or have been approved following our review process.

We reserve the right to decline any application at our sole discretion and without obligation to provide reasons.

4. The Partner Programme

4.1 Nature of Investment

The Programme is structured as a Musharakah (Islamic equity partnership). You acquire a proportional equity stake in Mizark Global Limited in exchange for your capital contribution. This is a genuine profit-and-loss sharing arrangement — not a loan, not a fixed-return product.

4.2 Binding Agreement

Your investment is governed by the Musharakah Partnership Agreement you sign during onboarding. These Terms of Service apply to your use of the Platform. Where there is a conflict between these Terms and your signed Agreement, the Agreement prevails with respect to investment terms.

4.3 Investment Amounts

Minimum and maximum investment amounts are set by Mizark and communicated on the Platform. These may change for future investment rounds but will not affect existing Partners' stakes once an Agreement is signed and payment confirmed.

4.4 Profit Distributions

Distributions are made quarterly — within 30 days of each quarter end (March, June, September, December). The distribution amount is calculated as a percentage of net quarterly profit, as specified in your Agreement, allocated proportionally to your equity stake. No distribution is made in a loss quarter.

5. Platform Use

5.1 Account Security

You are responsible for maintaining the confidentiality of your account credentials. You must notify us immediately at partners@mizarkglobal.com if you suspect unauthorised access to your account.

5.2 Prohibited Uses

You must not:

  • Use the Platform for any unlawful purpose or in violation of any Nigerian law or regulation.
  • Attempt to gain unauthorised access to any part of the Platform or other users' accounts.
  • Transmit viruses, malware, or other harmful code.
  • Scrape, copy, or redistribute any content from the Platform without written permission.
  • Impersonate Mizark, its employees, or other Partners.
  • Use the Platform to engage in fraudulent, deceptive, or misleading conduct.

5.3 Accuracy of Information

You agree to provide accurate, complete, and current information in your application and throughout your tenure as a Partner. Providing false information may result in immediate termination of your participation and may have legal consequences.

6. Intellectual Property

All content on the Platform — including text, graphics, logos, software, financial models, and data — is the property of Mizark Global Limited or its licensors and is protected by applicable Nigerian intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

Nothing in these Terms grants you any licence to use Mizark's trademarks, trade names, or logos.

7. Financial Information and Risk

7.1 Not Financial Advice

All financial information on the Platform — including projections, historical performance data, and investment calculators — is provided for informational purposes only and does not constitute financial, investment, legal, or tax advice. You should seek independent professional advice before making any investment decision.

7.2 Investment Risk

Equity investment carries significant risk. You may receive less than you invested, or lose your entire investment. Past financial performance is not indicative of future results. Projections and estimates are based on assumptions that may not be realised.

7.3 Liquidity Risk

Your investment is illiquid for the duration of the partnership term. Early exit requires board approval and identification of a willing, approved buyer. We do not guarantee liquidity before term end.

8. Confidentiality

As a Partner, you will have access to confidential business information — including financial data, projections, business strategy, and partner details — via your dashboard and shared materials. You agree to keep all such information strictly confidential and not to disclose it to any third party without Mizark's prior written consent.

This confidentiality obligation survives termination of your participation in the Programme for a period of 5 years.

9. Limitation of Liability

To the fullest extent permitted by Nigerian law, Mizark Global Limited, its officers, directors, and employees shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Platform or participation in the Programme, including but not limited to investment losses, lost profits, or data loss.

Our total aggregate liability to you for any claim arising under these Terms shall not exceed the amount of fees (if any) paid by you to access the Platform in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Mizark Global Limited and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from: (a) your breach of these Terms; (b) your use of the Platform; (c) your violation of any applicable law or third-party rights; or (d) any information you submit to the Platform.

11. Termination

We may suspend or terminate your access to the Platform at any time, with or without notice, if we reasonably believe you have violated these Terms or your Musharakah Agreement. Termination of Platform access does not automatically terminate your rights under a signed and paid-up Musharakah Agreement, which is governed by its own terms.

You may close your account at any time by contacting us. Closure of your account does not release you from any obligations under your signed Agreement.

12. Changes to These Terms

We may update these Terms from time to time. We will notify active Partners of material changes via email at least 14 days before they take effect. The "Last updated" date at the top reflects the most recent revision. Your continued use of the Platform after changes take effect constitutes acceptance.

13. Governing Law and Disputes

These Terms are governed by the laws of the Federal Republic of Nigeria. Any dispute arising from or relating to these Terms or your use of the Platform shall first be subject to good-faith negotiation. If unresolved within 30 days, disputes shall be submitted to arbitration in Lagos, Nigeria, under the Arbitration and Mediation Act 2023, before recourse to Nigerian courts.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and your signed Musharakah Agreement (if applicable), constitute the entire agreement between you and Mizark Global Limited regarding your use of the Platform and participation in the Programme, and supersede all prior agreements and understandings.

16. Contact

For any questions about these Terms:

Mizark Global Limited

Email: partners@mizarkglobal.com

Registered in Nigeria